Authorize.Net provides an exclusive, fully integrated electronic check payment method, eCheck.Net. Using eCheck.Net, merchants can accept and process payments from consumer and corporate bank accounts directly from their Web site or through the Authorize.Net Virtual Terminal. By accepting electronic checks, you expand the payment options available to new and existing customers, enhancing customer loyalty and potentially increasing sales.
Lower Fees — Lower rates than credit cards or PayPal.
More Efficient — eCheck.Net does everything online, eliminating the cost and inconvenience of manually processing paper checks and waiting for checks in the mail.
Fully Integrated Solution — No third-party integration required—implementing eCheck.Net is easy for merchants already using the Authorize.Net Payment Gateway.
Integrated Reporting — Provides a combined view of all eCheck.Net and credit card payment transactions. Reconcile payment and billing activity using online reports and statements.
Ship Product Sooner — Improved up-front transaction validation that returns the status of transactions faster.
Security — Authorize.Net uses the latest 128-bit Secure Socket Layer (SSL) technology for secure Internet Protocol (IP) transactions.
For more information about eCheck.Net, please download the eCheck.Net Operating Procedures and User Guide (PDF).
Financial Statements, Profit/Loss Balance Sheet, etc. Required
You will be applying directly to Authorize.Net and Underwriting and Approval is performed by Authorize.Net.
Login into your Authorize.Net account to review the status of your application. Funds directly deposited into your checking account.
eCheck.Net Per-Transaction Fee: $0.35 cents
eCheck.Net Discount Rate (Cumulative Tier)
Charge Transaction Dollar Volume:
|$200,000.00 or more||0.55%|
|eCheck.Net Setup Fee||WAIVED|
|eCheck.Net Chargeback Fee||$25.00|
|eCheck.Net Returned Item Fee||$3.00|
|eCheck.Net Batch Fee||$0.35|
|eCheck.Net Minimum Monthly Fee||$10.00|
With over $160 Million in transactions monthly you can trust START to get you the best rates and superior service
“We needed a provider that had our best interests in hand without simply filling their own back pockets. Start Merchant Services did a consultation with us to see how to best accept payments in our industry, educating us along the way with best practices and tools. I would recommend them in a heartbeat.”
"When we initially engaged with START, we were a Startup, and never experienced the merchant service thing before. We got START on the phone and they were very thorough in answering our questions and educating us on the process and what to expect. We have been with them for over 5 years now and they continue to scale with our success."
"Shaun and his team understand what we needed as a small business owner. Being a small business owner himself, he understood the value in a solution that is economical along with well supported, which is exactly what we got in START!"
Resources & Articles For Merchant Account Clients
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